Best Travel Insurance Companies 2026
Complete comparison guide to protect your travels
Travel insurance is essential protection for your trips, covering medical emergencies, trip cancellations, lost luggage, and more. With so many options available, choosing the right travel insurance can be overwhelming. This guide compares the best travel insurance companies of 2026 to help you find coverage that matches your travel style and needs.
We've evaluated coverage options, pricing, customer service, and claim processes to bring you the most reliable and comprehensive travel insurance providers.
World Nomads
Adventure travelers and digital nomads
Coverage Includes
Medical, trip cancellation, adventure activities
Pros
- ✓Covers adventure sports
- ✓Flexible plans
- ✓24/7 support
- ✓Digital nomad friendly
Cons
- •Higher cost
- •Limited pre-existing conditions
Allianz Travel Insurance
Frequent travelers and families
Coverage Includes
Comprehensive travel protection
Pros
- ✓Wide coverage options
- ✓Annual plans available
- ✓Good customer service
- ✓Established company
Cons
- •Complex policy terms
- •Some exclusions
SafetyWing
Long-term travelers and remote workers
Coverage Includes
Medical, travel delay, lost luggage
Pros
- ✓Affordable monthly plans
- ✓Digital nomad focus
- ✓Simple claims
- ✓Flexible coverage
Cons
- •Limited trip cancellation
- •Lower coverage limits
Travel Guard
Cruise travelers and families
Coverage Includes
Trip protection, medical, evacuation
Pros
- ✓Comprehensive coverage
- ✓Good for cruises
- ✓Cancel for any reason option
- ✓Family plans
Cons
- •Higher premiums
- •Complex policies
Seven Corners
Budget-conscious adventure travelers
Coverage Includes
Medical, trip cancellation, adventure
Pros
- ✓Adventure activity coverage
- ✓Flexible plans
- ✓Good value
- ✓Easy claims process
Cons
- •Limited customer service hours
- •Some restrictions
What Does Travel Insurance Cover?
Medical Emergencies
Covers hospital stays, doctor visits, and emergency medical evacuation while traveling abroad.
Trip Cancellation
Reimburses prepaid, non-refundable expenses if you need to cancel for covered reasons.
Lost or Delayed Luggage
Compensates for lost, stolen, or delayed baggage and essential items.
Travel Delays
Covers additional expenses if your trip is delayed due to weather, strikes, or other covered events.